Is Mortgage Life Insurance right for you?
Originally published on October 13, 2010
Mortgage life insurance pays off your mortgage when you die. This–the payoff, not dying–sounds good, but it has major drawbacks, which can outweigh the benefits. Read the fine print before taking out your checkbook.
Read More →Property zoning laws for a workshop or studio
Originally published April 27, 2010
Check local zoning laws, ordinances, building codes, and covenants before adding a workshop or studio to your property.
Read More →Come visit our Open House today from 2:00-4:00pm at this Garden District beauty!
Read More →Please visit us today from 2:00-4:00pm and view this fabulous Open House located in the Kelly Springs Subdivision.
Read More →What makes a neighborhood or home worthy of a Historic Designation?
Originally published December 30, 2010
Your home and neighborhood may be old, but that doesn’t mean they’re historic. To earn historic designations, you have to research what makes them unique and historically relevant.
Read More →Get rid of mold: DIY or hire a Pro?
Originally published October 13, 2010
Here’s how to tell if you can get rid of mold yourself or if you need a professional.
Read More →What affects credit scores? 7 misconceptions
Originally published October 22, 2010
If you’re trying to raise your credit score to get a good rate for a refinance or HELOC, you might be surprised by what affects—or doesn’t affect—your score.
Read More →If you have determined that the mold problem in your home or commercial building is too much for you to handle yourself, it is time to hire a professional to make sure the job gets done both safely and completely. However, if you plan to Do-It-Yourself, you may find these two videos helpful.
Read More →Does walkability raise property values?
Originally published on November 12, 2010
Your property value will be higher if you live in a community where you can quickly and comfortably walk from your home to schools, parks, and stores, according to one study.
Read More →Fit a small bath in your small home
Originally published on January 21, 2011
Squeezing a small bath into your already-small home might seem like a head-banger of a problem, but the space is there if you know where to look.
Read More →Your small home: 5 big reasons to love it
Originally published on January 21, 2011
Living in a small home has the benefits of lower insurance rates, less hassle, and less overall cost to own.
Read More →FHA-backed loans make sense; it’s Congress’ whims that are nonsensical
Does your credit score fall below the 640 to 650 range? If so, good luck getting a home mortgage or refinance through traditional lending channels. Since the housing market crashed in 2008, lenders have tightened their belts and turned away borrowers who have less-than-perfect credit scores or low downpayments. Luckily for you, if you’re looking to buy or refi, the local bank isn’t your last resort for a home loan.
Read More →Buying a house at foreclosure auction is risky business
Originally published on May 18, 2011
You can buy a home at a significant discount at a foreclosure auction, but you’ll face a host of challenges. Don’t get burned; be solutions-ready.
Read More →7 mortgage interest deduction myths
Originally published on February 16, 2011
Think losing the mortgage interest deduction would be no big deal? We bust seven myths to show why the cost is bigger than you think.
Read More →7 smart strategies for bathroom remodeling
Originally published on March 4, 2011
Here’s how to get the bathroom of your dreams without making your budget a nightmare.
Read More →How to fight back against a bad contractor
Originally published on March 4, 2011
Don’t take contractor abuse lying down. If your contractor has fouled up your home improvement project–or disappeared altogether–you have recourse.
Read More →When it pays to do it yourself
Originally published on March 8, 2011
Doing home improvement jobs yourself can be a smart way to save money, but choose the right DIY projects or you’ll end up paying dearly.
Read More →Property lines 101: speak the same language during a dispute
Originally published on March 23, 2011
Settle property line disputes armed with the correct documents. We’ll tell you what they are and how they protect your property line.
Read More →See how this report gives home buyers and sellers the upper hand – whether they’re making an offer or putting their home on the market. Knowing when the first price reduction occurs in your neighborhood, where the reductions are happening and how deep the reductions are, helps sellers price their homes to sell and guides buyers to make strategic offers.
Read More →How to buy a foreclosure and save 3.5% on closing costs through June 30, 2011
REALTOR® Associate
Contact: (334) 805-7658 or harry@c21keyrealty.com
Now is a great time to buy a foreclosure because there is a HomePath® Buyer Incentive in which Fannie Mae is currently offering buyers up to 3.5% in closing cost assistance through June 30, 2011. Read more to find out if you might be eligible for this savings.
Read More →Lead paint test kits: cheap & easy to use
Originally published on March 25, 2011
Health risks associated with lead-based paint in pre-1978 homes prompted a flood of DIY lead paint test kits. Many are accurate and simple to use.
Read More →Lead paint removal options and costs
Originally published on March 25, 2011
If testing reveals the presence of lead-based paint in your pre-1978 home, here are a few of the options at your disposal for removing it.
Read More →Asbestos removal caution and costs
Originally published on March 25, 2011
Asbestos removal may be warranted when an asbestos-containing material in your home is damaged, flaking, or crumbling. Find out what to do.
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