How to buy a foreclosure and save 3.5% on closing costs through June 30, 2011
REALTOR® Associate
Contact: (334) 805-7658 or harry@c21keyrealty.com
Now is a great time to buy a foreclosure because there is a HomePath® Buyer Incentive in which Fannie Mae is currently offering buyers up to 3.5% in closing cost assistance through June 30, 2011. Read more to find out if you might be eligible for this savings.
Read More →7 steps to a stress-free home closing
Originally published on February 10, 2010
By doing homework in advance, you’ll understand what you’re asked to sign when you close the sale of your home.
Read More →7 tips for a profitable home closing
Originally published on February 10, 2010
Be sure you’re walking away with all the money you’re entitled to from the sale of your home.
Read More →Quick tips for getting started on your home purchase
Supreme Lending Mortgage Company
Contact: 334-714-8958 or angie.mckinney@supremelending.com
Buying a home can be a complex process, but it doesn’t have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them. Here’s a list of things you will need to have on hand.
Read More →6 tips for choosing the best offer for your home
Originally published on February 10, 2010
Have a plan for reviewing purchase offers so you don’t let the best slip through your fingers.
Read More →Keep your home sale from falling apart
Originally published on March 30, 2010
After finding a buyer, all you have to do to make it to closing is to avoid these five traps.
Read More →Negotiate your best house buy
Originally published on June 4, 2010
Keep your emotions in check and your eyes on the goal, and you’ll pay less when purchasing a home.
Read More →Fielding a lowball purchase offer on your home
Originally published on June 10, 2010
Consider before you ignore or outright refuse a very low purchase offer for your home. A counteroffer and negotiation could turn that low purchase offer into a sale.
Read More →Most home buyers and home sellers want to arrive at a win-win agreement, but that’s not to say either side would regret getting a bigger “win” than the other. Successful negotiating is more than a matter of luck or natural talent. It also encompasses the learned ability to use certain skills and techniques to bring about those coveted win-win results.
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When you sell a stock, you owe taxes on your gain which is the difference between what you paid for the stock and what you sold it for. The same is true with selling a home (or a second home). This gain is referred to as a capital gain and there are some special considerations to think about…
Read More →A great way to welcome the buyers to their new home is to have all the necessary paperwork and equipment available that they will need. Here are six things that you should have on hand for the new owners:
Read More →Foreclosure facts
REALTOR® Associate
Contact: (334) 333-1609 or michelle@c21keyrealty.com
The process of buying a government or bank-owned foreclosure is different in many ways than an owner-seller home and it requires patience and more patience. Find out more about what makes a foreclosure sale different from either an owner-occupant or other investment sale.
Read More →The closing is a formal meeting typically attended by the buyer and the seller, both real estate sales professionals, a representative of the lender, and the closing agent. Find out what takes place at this meeting.
Read More →Because all cash buyers sidestep the time-consuming loan qualification process, the deal can close very quickly. The primary advantage of buying a home with all cash is completely avoiding mortgage interest. Buyers also save money that would be spent on loan origination fees, required appraisal , some closing costs and various other charges imposed by the lender.
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A few things to think abiout are what other homes have sold for in the area and how much money you might have to put into repairs or renovations. These considerations factor in with how much you’re comfortable spending.
Read More →Once you’ve found your dream house, it’s time to get started with the financial and contractual side of the purchase. Here are some helpful tips to help you make an offer.
Read More →So your agent calls and says that he/she has received an offer to purchase your home. What are your options? More importantly, what is your best option?
Read More →It is very important to remember however that the lender’s title policy typically only covers the amount of the loan. Any down payment, or equity, the buyer may have is not covered by the lender’s policy. So whether you are paying 5% down or buying a property with cash, an owner’s title policy probably makes a lot of sense.
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