Improve your insurance score
Originally published on September 11, 2009
Paying all of your bills on time is one good way to improve your insurance score–and, in turn, lower your homeowners insurance premiums.
Read More →7 home owners insurance tips
Originally published on December 10, 2010
The new year is a good time to take stock of your home owners insurance coverage.
Read More →Homeowners insurance: is mold covered?
Originally published on April 15, 2010
Whether mold is covered by homeowners insurance often comes down to the source of moisture and the wording of a policy.
Read More →Is Mortgage Life Insurance right for you?
Originally published on October 13, 2010
Mortgage life insurance pays off your mortgage when you die. This–the payoff, not dying–sounds good, but it has major drawbacks, which can outweigh the benefits. Read the fine print before taking out your checkbook.
Read More →Insurance for your home-based business
Originally published April 16, 2010
If you think your homeowners policy provides adequate insurance for your home-based business, think again.
Read More →Your small home: 5 big reasons to love it
Originally published on January 21, 2011
Living in a small home has the benefits of lower insurance rates, less hassle, and less overall cost to own.
Read More →Contractor liability: are you covered for mishaps on your property?
Originally published on February 24, 2011
Your contractor gets hurt—or he hurts you. Either way, you both better have insurance to avoid a contractor liability nightmare.
Read More →Tree falls over property line: Who pays? Who picks up the pieces?
Originally published on March 23, 2011
If a neighbor’s tree falls over your property line, file an insurance claim for repairs and cleanup. No house damage? Check if chopping and hauling debris is covered.
Read More →Much of what you know about federal flood insurance may be flood insurance myth.
Read More →10 ways to prevent costly mold damage to your home
Originally published on March 16, 2011
Fixing mold damage is an expensive and time-consuming home repair. But you can save time and money by implementing these 10 ounces of prevention.
Read More →7 steps to a stress-free home closing
Originally published on February 10, 2010
By doing homework in advance, you’ll understand what you’re asked to sign when you close the sale of your home.
Read More →Understanding Landlord Insurance
Originally published on September 1, 2010
Turning your home into a rental or buying an investment property? Expect to pay up to 20% more for the right insurance policy to protect your property.
Read More →7 tips for a profitable home closing
Originally published on February 10, 2010
Be sure you’re walking away with all the money you’re entitled to from the sale of your home.
Read More →Should you buy more title insurance than you paid for the property?
I always recommend to my buyer clients that they obtain Owner’s Title Insurance, but I had never considered the option of getting it for more than the actual sales price of a property until now. Find out why you might want to consider this.
Read More →Quick tips for getting started on your home purchase
Supreme Lending Mortgage Company
Contact: 334-714-8958 or angie.mckinney@supremelending.com
Buying a home can be a complex process, but it doesn’t have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them. Here’s a list of things you will need to have on hand.
Read More →Five facts everyone should know about flood insurance
Associate Broker, CRS, ABR, GRI, CNHS
Contact: (334) 333-3612 or judy@c21keyrealty.com
Homeowners insurance typically covers losses associated with wind, lightning, burglary, vandalism, etc. Flooding is a specific damage and is not lumped into other categories, so under no circumstances is flooding covered under your homeowners policy. The only way to get flood insurance coverage is through the National Flood Insurance Program administered by FEMA.
Read More →Protecting your new home with insurance is a must. Standard homeowner’s insurance usually includes hazard coverage for any damages that may affect the value of a house, in addition to personal liability and theft coverage. There are many different types of insurance and the cost and amount of coverage for each depends on the details of your specific policy.
Read More →Foreclosure facts
REALTOR® Associate
Contact: (334) 333-1609 or michelle@c21keyrealty.com
The process of buying a government or bank-owned foreclosure is different in many ways than an owner-seller home and it requires patience and more patience. Find out more about what makes a foreclosure sale different from either an owner-occupant or other investment sale.
Read More →It is very important to remember however that the lender’s title policy typically only covers the amount of the loan. Any down payment, or equity, the buyer may have is not covered by the lender’s policy. So whether you are paying 5% down or buying a property with cash, an owner’s title policy probably makes a lot of sense.
Read More →
