Improve your insurance score

By Mariwyn Evans  on June 18, 2012
Originally published on September 11, 2009

Paying all of your bills on time is one good way to improve your insurance score–and, in turn, lower your homeowners insurance premiums.

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7 home owners insurance tips

By Richard Koreto  on January 20, 2012
Originally published on December 10, 2010

The new year is a good time to take stock of your home owners insurance coverage.

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Homeowners insurance: is mold covered?

By Gwen Moran  on October 5, 2011
Originally published on April 15, 2010

Whether mold is covered by homeowners insurance often comes down to the source of moisture and the wording of a policy.

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Your small home: 5 big reasons to love it

By Terry Sheridan  on July 10, 2011
Originally published on January 21, 2011

Living in a small home has the benefits of lower insurance rates, less hassle, and less overall cost to own.

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Contractor liability: are you covered for mishaps on your property?

By Joseph Finora  on May 10, 2011
Originally published on February 24, 2011

Your contractor gets hurt—or he hurts you. Either way, you both better have insurance to avoid a contractor liability nightmare.

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Tree falls over property line: Who pays? Who picks up the pieces?

By Ann Cochran  on April 28, 2011
Originally published on March 23, 2011

If a neighbor’s tree falls over your property line, file an insurance claim for repairs and cleanup. No house damage? Check if chopping and hauling debris is covered.

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7 flood insurance myths

By Dona DeZube  on April 26, 2011
Originally published on March 23, 2011

Much of what you know about federal flood insurance may be flood insurance myth.

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10 ways to prevent costly mold damage to your home

By Karin Beuerlein  on April 18, 2011
Originally published on March 16, 2011

Fixing mold damage is an expensive and time-consuming home repair. But you can save time and money by implementing these 10 ounces of prevention.

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7 steps to a stress-free home closing

By G. M. Filisko  on March 22, 2011
Originally published on February 10, 2010

By doing homework in advance, you’ll understand what you’re asked to sign when you close the sale of your home.

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Five facts everyone should know about flood insurance

By Judy Spears  on October 23, 2010
Associate Broker, CRS, ABR, GRI, CNHS
Contact: (334) 333-3612 or judy@c21keyrealty.com

Homeowners insurance typically covers losses associated with wind, lightning, burglary, vandalism, etc. Flooding is a specific damage and is not lumped into other categories, so under no circumstances is flooding covered under your homeowners policy. The only way to get flood insurance coverage is through the National Flood Insurance Program administered by FEMA.

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Homeowner’s insurance

By CENTURY 21 Key Realty  on October 8, 2010

Protecting your new home with insurance is a must. Standard homeowner’s insurance usually includes hazard coverage for any damages that may affect the value of a house, in addition to personal liability and theft coverage. There are many different types of insurance and the cost and amount of coverage for each depends on the details of your specific policy.

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Copyright 2010-11 Century 21 Key Realty. • Information deemed reliable but not guaranteed. • Each office is independently owned and operated.

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